Buying & finance
The cash discount shrinks after screening possible family transfers
Removing deeds with matching buyer and seller surnames roughly halves the measured price gap. A missing mortgage match also needs checking.
Public records, explained by Pablo Loschi
Housing stories
New York home prices and taxes, explained through the records behind them.
Start here · Buying & taxes
At $2 million, one extra dollar adds about $5,000 in tax
At $1,999,999, the buyer’s tax is about $5,000 lower than at $2 million under the 2019 rules. Sales shifted around that line. House and condo buyers also face a recording tax when they take a mortgage.
Read the story Try the tax exampleMore from the housing record
The cash discount, foreclosure amounts and the sales missing from linked-record comparisons.
Prices & records
A foreclosure deed’s dollar amount may not be a sale price
A bid or discharged debt can enter the sales data as a price. Screening those transfers changes the measured path through the financial crisis.
Data & neighbourhoods
The condo data gap is much wider in the Bronx
The same matching rules reach 78.9% of eligible Manhattan condo sales and 44.7% in the Bronx. Financing comparisons inherit that gap.
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